We explain exactly how to stop mortgage foreclosures in Louisville using Kentucky's laws as an example.  We help fight the house foreclosure scams and con artists that can steal your house or home equity.  We can file an answer to your foreclosure to give you additional time to do a work out or modification with your mortgage company or file a bankruptcy to help avoid or stop the foreclosure.  Here is a general time timeline of the foreclosure process and the newsweek article about when it is time to walk away instead of avoid foreclosure. 

Waiting too long to stop a home foreclosure is fatal.  It increases the legal expenses, the mortgage company charges you, and chances are you will lose your property in foreclosure by not defending yourself.  If you get legal help pre-foreclosure, you have far more choices and less expense.  Waiting till a week or two before a home foreclosure sale means you only have one or two ways to avoid the mortgage foreclosure.  If you get help when you get the pre- foreclosure letter from the mortgage company you, have at least 6 different methods to avoid and stop your home foreclosure.   Kentucky Foreclosure Guide is here.

To stop a home foreclosure you can see each section in our manual for explanations of how to do it:

1. Get a new house loan (there is help in some cases and at prime rates)
2. Pre-Foreclosure Mortgage Workouts
3. Bankruptcy that can strip and destroy a second mortgage
4. Short Sale or Straw Purchases
5. Deed in Lieu of Foreclosure
6. Fight the foreclosure

Each method to avoid foreclosure has different advantages and we can help to do each properly.  We are happy to give you a free foreclosure consultation in our office to discuss what can be done to avoid your foreclosure.  Please beware of Rescue scams claiming to help you stop a Kentucky foreclosure and here is a timeline of the foreclosure process. 

If you have had a lawsuit filed against you then seek an attorney immediately to answer the lawsuit or file a bankruptcy to save your home.   If you have not had a foreclosure lawsuit filed against you this is the link to the state of Kentucky's stop foreclosure website.